Category: m-Inclusion

Andhra pradesh smart card project


Original title:Andhra pradesh smart card project
Producer: Commissioner of rural development, government of andhra pradesh, hyderabad
Media Format: SMS; MIS
language: English
Country: India


AP Smart Card project is a pioneering financial-inclusion initiative of Andhra Pradeshvgovernment. It helps disburse pensions and NREGS (National Rural Employment Guarantee Scheme) wages to the beneficiaries at the village level. The pilot stage of the project started in 6 mandals of Warangal district.
By now, the project covers all districts of the state through its Banking Correspondent Model. For this initiative, the state government has tied up with banks and state postal department. Presently, the state government is serving 30,000 rural branches of banks to serve over 8 lakh villages. Based on the data given by the government, the beneficiaries have been enrolled by the paying agency by capturing fingerprint biometrics and job card details.
Under this project, the state government has opened bank accounts and also provided smart cards to beneficiaries, so that pensions and wages are directly transferred to their accounts. Whereas at the village-level, the Customer Service Provider disburses pensions and wages through the Point of Transaction Device (POTD) after taking the biometric authentication of each beneficiary. Customer Service Provider keeps issued printouts as transaction proof.
Since 2007, the project has enrolled 14,200,000 citizens and provided smart cards to 13,400,000 citizens. The project covers 22 districts, 1,098 Blocks, 21,861 Gram Panchayats and 69,005 habitations of the Andhra Pradesh state.
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